Open Enrollment will be from 10/25/2021 - 11/12/2021 This is a passive enrollment, which means you do not need to login to the system if you are not making any changes. If you do not make any changes, your current elections will rollover to next year, and your rates will be adjusted accordingly.
In addition to previous years’ enhancements and benefits increases, the Board of Trustees voted to provide the following additional benefits to our program effective on January 1st, 2022:
Dental Benefits – The Calendar Year Maximum benefit will increase from $1,500 per year to $2,000 per year.
Health Reimbursement Account (HRA) – This is separate and different from the FSA* card managed by the City of Miami where you contribute pre-tax dollars. For the HRA card, you do not contribute any monies from your payroll since it is funded by the Trust. The HRA will be administered by Diversified Administration in combination with a mySource MasterCard. It can be used to pay for or reimburse for any IRS Code Section 213(d) Eligible Medical Expenses. We are working hard to get this program up and running on January 1st, 2022. More information can be found in the attached.
For the calendar year 2022, you are eligible to receive up to:
$500 for Member Only Coverage
$1,000 for Member + Spouse Coverage or Member + Child(ren) Coverage
$1,500 for Family Coverage
*Flexible Spending Account – FSAYour Flexible Spending Account (FSA) is administered by the City of Miami, and not the IAFF Local 587 Health Insurance Trust. To enroll or make changes to your FSA account, you must do so during the City of Miami's Open Enrollment Period. For any questions related to FSA contact the City of Miami Groups Benefits at 305-416-1380.
Miami Association of Fire Fighters, IAFF Local 587