Local 587
Miami Association of Fire Fighters
  • L587 Health Insurance Trust

    IAFF Local 587 Health Insurance

    You may or may not know that for years the Union has been trying to break away from the City's medical, dental and vision plans. We have always believed that we could provide better benefits for our members and retirees, and in 2018 we had the chance to do so. 

    In 2019, we bundled medical, dental and vision benefits for less than what our members had been paying for just medical. The medical benefits duplicated those offered by the City. Dental and vision benefits were improved over those offered by the City.

    For the 2020 year, we will continue to offer our Active Employees the Cigna NPOS plan bundled with Vision and Dental at a minimal cost increase.

    Our Non-Medicare Retirees and our Medicare Retirees not eligible for Medicare Parts A & B or with dependents will also be offered the Cigna NPOS bundled plan, but their monthly contributions will be reduced.

    Our Medicare Part A & B Retirees and those with spouses also enrolled in Medicare Parts A&B, will now have the option to enroll in either Cigna or Aetna for supplemental insurance.  This provides more options and possible cost savings to those members.

    We continue to strive to provide the best coverage at the best rates for our members.

    For questions or comments, please call 305-425-1938 or email benefits@healthtrustmaff.org 

    The information contained in these documents is expressed in good faith and while every care has been taken in preparing these documents, the IAFF Local 587 Health Insurance Trust Fund makes no representations and gives no warranties of whatever nature in respect to these documents, including but not limited to the accuracy or completeness of any information, facts and/or opinions contained therein. The IAFF Local 587 Health Insurance Trust Fund, its subsidiaries, the directors, employees and/or agents cannot be held liable for the use of and reliance of the opinions, estimates, in these documents.  Final determination of any terms or estimates will be defined by the IAFF Local 587 Health Insurance Trust Fund's Plan Document.

    Oct 24, 2019

    How to Enroll or Make Changes to Health Insurance
    MarketLink - Online Portal

    Clic to Print

    To ensure a timely and secure enrollment process:

    Active Employees must make their benefit elections/changes using the online portal, MarketLink.

    Retired Members are urged to make their benefit elections on MarketLink.

    Click Image To Print Instructions 

    How to use MarketLink:

    Please follow the instructions below to login and make your elections . You may use a computer, smartphone or tablet device.

    1. Follow the instructions for your Login ID and Password. You will be prompted to choose a new password and set security questions.

    • Login ID/Username: first letter of your first name, followed by the first six letters of
      your last name, and last four digits of your Social Security number.
    • Password: your date of birth in the YYYYMMDD format, first letter of your first name (lower case),
      first letter of your last name (UPPER CASE), plus an exclamation point (!). 

    Example #1: John Williamson, SSN: XXX-XX-1234, Birthdate: January 4, 1982
    Login ID: jwillia1234, Password: 19820104jW!

    Example #2: Rebecca Gray, SSN: XXX-XX-2345, Birthdate: August 14, 1962
    Login ID: rgray2345, Password: 19620814rG!

    Important Note: If you attempt to log in using the above, and still cannot log in, you will need to add to the back of your Login ID/Username "_2"  (underscore and the number two with no spaces).

    2.  On the homepage, click “Enroll Now” to launch the enrollment wizard.

    3. Once you complete all your coverage elections, you will land on the Summary page. You may print your summary or save it as a PDF to keep for your records.

    Also note, this is a year-round portal, which allows you to visit frequently to confirm your benefits elections, update demographic information and/or make qualified life event changes. If you have questions, please contact your Benefits team at benefits@healthtrustmaff.org.

    Oct 24, 2019

    Health Insurance Guide Books - 2020 Coverages
    Please click the link which corresponds to you.

    Active Employees Non-Medicare Retirees & 
    Medicare Retirees
    with Non-Medicare Dependents 
     Medicare A&B Members
    Single or Married

     (Both Enrolled in Parts A&B)

    Summary Plan Documents (SPD's)

    Point of Service Plan

    Comprehensive Plan (Out of Area)

    Jul 15, 2020

    Contact Lens Reimbursement

    CONTACT LENS ALLOWANCE FOR DEPENDENTS UNDER 19.  The Board of Trustees of the IAFF Local 587 Health Insurance Trust Fund (Trust) approved increasing the contact lens benefit for children aged 19 years and under by removing the annual maximum allowance on in-network contact lens purchases for the 2020 Plan year.

    This increase in benefit will terminate on December 31st, 2020.

    ADMINISTRATION OF THIS BENEFIT/REIMBURSEMENT REQUESTS: Unfortunately, Cigna has advised that it cannot administer the approved benefit through their system. For in-network costs over $200 for contacts for children on the plan aged 19 and younger, the member will be reimbursed directly from the Trust. 

    The member is required to fill out a reimbursement form and provide appropriate documentation to be reimbursed.  Reimbursement shall be limited to reasonable and customary costs of children’s contacts per each set purchased. 

    Reimbursement requests for expenses during January 1, 2020 - December 31, 2020 may be turned in at any time prior to March 31, 2021. 

    Reimbursement requests shall be submitted to the Benefits Administrator by mailing a reimbursement form and required back up information to:

    MAFF L587 Health Insurance Trust
    2980 NW South River Drive
    Miami, Florida 33125

    or via email to:


    If you have any questions about these improvements feel free to contact the Trust at 305-425-1938 or by email at benefits@healthtrustmaff.org.

    Reimbursement Form Click Here

    Page Last Updated: Sep 01, 2020 (10:52:00)
  • Miami Association of Fire Fighters, IAFF Local 587

    Copyright © 2020.
    All Rights Reserved.

    Powered By UnionActive

  • Top of Page image